3 Year Investment... What to Choose?

I have a $30,000 student loan.





I want to pay this off in a lump sum in 3 years time. I have regular savings of roughly $10,000 per year.





I'm wanting to know which would be the best investment for me?





- term deposits


- investing in a company on the sharemarket or an index





I don't mind a bit of risk, I also don't want big entry and exit fees.|||Janus Short-Term Bond fund symbol JASBX. Up over 8.5% 2009. Never lost money in a given year.|||Precious metals, because no taxes when you sell. You might lose 5% when you sell, but overall it is a good hedge against inflation.|||If you don`t mind a little bit of risk and dont want major entry and exit fees I suggest the Global Forex Fund Managers Investment Club. They are a North America based Investment club they charge no entree or exit fees and they provide some there members with solid returns some of there clubs are averaging up to 40% yearly on returns. They have a 30% percent loss exit policy, which means if your fund ever decreases by 30% you are notified immediately with an option of pulling out your money, I personally been with some for a couple months and I`ve already made 15% on my investment. Out of all the investment clubs out there I believe this is the best one out there so far.





here is there link.





http://www.globalforexfm.com/