What can I do with a mother that keeps asking me for money?

If you don't want to read all of this, just don't. Don't post "this is too long to read" because I don't care. Thanks.





Okay, so at first it didn't bother me when I was younger, like 13/14 but graduation is a week away and I've been getting money from people. I know that I shouldn't be stingy and she's my mom, but I don't have a job, nor do I get any outside money. I'm broke most of the time, once in a while my dad might send some money for me, but I always have to give it to her either because she asks for it or because she gives me the guilt trip about how she doesn't have any money or how she can't pay the bills, etc. So like I said, it usually doesn't bother me, but this is why it started bothering me:





First, her mortgage was I think $1400 a month which she couldn't pay because she made less than that, but she got it down to about $600 a month.


Next, her car payments were about $350 I think and she got it down to $200.


She quit a job for TWO jobs that paid more than what she was working for AND she works more hours at her new job.


Then she got her taxes, and got about $4,000 back, she said she was going to save $1,000 so she could pay for my deposits for college, but some how in two months she spent ALL of it to the point where she almost had to borrow money to pay my deposits ($600).


We went to New York over my spring break so I could visit some colleges and my dad sent $200 for the trip, and all I was able to buy for myself was two berets ($5 each) and my belly button piercing ($25). Almost everything else some how wormed it's way out of the money my dad sent.





So fast-forward to now. I practically had to beg my dad for money because my mom was frustrated because she couldn't pay my school deposits, which she did, so I was like well, okay, that was $600 so I gave her the $200, then I was suppose to get my hair done for my cap and gown pictures and she didn't have the money for that or the pictures. I opened up a bank account because this lady gave me $100, and their was a promotion from the bank where they would give me $100 if I put in $100. This other lady gave me $75. This is my GRADUATION money by-the-way, and I had to give it to my mom. That's over $500!





Okay, so like I said I wouldn't mind but there's things I need to buy. I haven't gone clothes/shoes shopping in nearly 3 years because she never has any money. Any time she gets a lump sum of money like from taxes she blows through it in a month or two and never saves any of it.





I'm so sick of it! And I'm suppose to be getting a job over the summer and I fear that I will have NO money for myself because she's going to ask for it. Am I being a bad kid for letting this bother me?





I don't know what do. HELP!!!|||this is too long to read





and i dont care that you dont care im just here for my 2 points|||Don't give her money. Parents are financially responsible for their children, not the other way around.|||Don't give her money - you are not financially responsible for her. If she's stupid enough to piss away her paycheque, then let her. Keep your money, and tell her to learn responsibility.|||Don't give her any money!! She seems just to be wasting her money........|||shes your mom, give her a break, shes given you way over $500 in your life. its not like shes just sitting around all the time and mooching off of you, she really is trying hard and needs your help to make ends meet. my parents borrow money from me all the time if they need it, theyve taken way over $500 in my 17 years. i have a agreement with them that they are free to take what they need, as long as the tell me first and they pay me back eventually, since i had to work hard at my job for the money and need it for college. sit her down and make a agreement, go through your expenses and find things that you really dont need, like you dont need to get your hair done for one picture, things like that, and cut them out. i get the majority of my clothes from hand-me-downs, so see if you have any relatives or friends who would be willing to give you some old clothes. i havnt bought new shoes either, my current sneakers have been worn by 4 different people in the past. if you cant find someone, go to discount stores like forever21 where you can get a good quality shirt for $4 or goodwill. get a job and make a agreement with her that half of the money goes to her to help pay for expenses and half goes into your savings account.|||If you receive any other graduation money, put it in the bank so it isn't around the house where you (or she) can access it. Get yourself a summer job as soon as possible and arrange for direct deposit of your paycheck right into your bank account. Take a portion of that if you wish and give it to your mom, but make it clear to her that you need to save as much as possible for your college expenses. And then consider getting a part-time job in college (perhaps an on-campus work-study job) so that you can earn some extra money while you're there. It sounds like your mother is an impulsive spender (meaning that if she has money, she spends it), so you want to protect your earnings as much as you can from her impulsiveness.|||Stop being so spoiled...why are you making her pay for your school deposits? You should either get a student loan or save the money yourself.





Grow up and don't expect everyone to come and rescue you...This is life.|||Wow. To start, I would get out of her house ASAP. Anywhere, a friend's, uncle's, or get an apartment with a roommate. She is an adult and pathetically dependent on you. But unless you want to be feeding her ALL OF YOUR MONEY for the rest of your life, you have to let her figure out how to get by on her own. Otherwise she will never stop. Ever. Tell her that you love her and care about her very much, but you cannot continue to go on lending her your entire savings.





If you don't want to move out, fine. But that will make it a hell of a lot harder to stop giving her money if she's in you face all the time. Actually the best option would be to start collage in the fall, you would qualify for countless grants and loans because of your financial situation. Good luck! =)|||she's made you feel guilty, but parents are supposed to support their underage kids financially. i can understand if she lost her job and has been trying to get back on her feet, but it sounds like she's just irresponsible with money. if she quits jobs, spends more than she should, that's not your problem. so, tell her no. if she guilts you, stick to your guns. youre entitled gifts for your graduation. enjoy it. and move the f out as soon as you can.